Here's the situation:
You have 3 cards to trade in for maximum armies. You own 2 out of 3 of those territories. The third card of your trade-in is directly adjacent to one of your territories. It's in Round 4 and you're not directly threatened at the moment. Do you:
A - Trade your cards in and accept the 2 terrotory bonuses
or
B - Take the third terrotory and cash in your cards the following turn for maximum benefit.
B sounds good, but there's always the risk of someone attacking unexpectedly, and I know how pro's always seem to do things fast, so I'm stuck with this one...