PLAYER57832 wrote:BigBallinStalin wrote:
Right, but you're just one particular case. ............................ person's healthcare? (Charitable, religious beliefs aside.)
A lot of the folks who argue here that they "will have to pay for others" OR that "they will have to buy insurance [that they don't need] or [that is just too expensive for them]" are fooling themselves. They are really gambling. They are gambling that they won't get sick or injured. If they do, then guess what, it is mostly we taxpayer who will wind up carrying them. Except, here is the deal. Just like other kinds of insurance, you don't figure the "benefit" by whether you actually wind up using insurance or not. A lot of the benefit is just plain in the security. Do I complain because my house does not burn down? NO! I am happy. And I still carry insurance because I just never know...
If someone goes to a hospital, gets treated and doesn't pay, does the government ever cover that loss for the hospital? At the hospital near my house, they don't... So in effect, I'm not paying for that at all. The hospital already has written it off.
How much do the uninsured really cost the public? And how do you know socialized healthcare would cose less than today's average cost?
However, here is the deal. Insurance is a "for profit" enterprise. People pay for insurance and insurance companies make sure that they don't pay out in benefits as much as they take in from people's policies. They do this lots of ways. They definitely limit care.. they limit care to most people FAR more than even the most horrific stories pur forward against socialized medicine. They deny coverage for all sorts of things and flat out refuse to carry people who are truly sick. They do this so they can make far more money than any other insurance agency in the world.. and gain more profits than most industries.
So, if insurance companies today restrict care in order to turn a profit, what's to stop the US insurance company from doing the same thing?
What happens to those rejected by the insurance companies? Some get sick and die. No denying that. Others go onto Medicaid or other similar government programs.
What's to stop the state-run healthcare from doing the same?
[/quote]SO, the reality is that we, right now, are paying for all those people. THAT is a big reason why health care in the US is, right now, far more expensive than any other system in the world. And, to make things worse, we do get worse care, on average. Sure, those headline-making surgeons can take a few people from overseas to do miracles. However, the truth is that the average person living here in the US often has no access or less access to those doctors than people in other countries.
Will socialized healthcare actually reduce our costs or increase them? Who gets screwed and who doesn't?
I know the poorest of the poor will most likely not pay much, but how much would small businesses have to pay? If it's a significant amount, wouldn't that cripple entrepreneurship within this country? If the operating costs increase even more for many companies, wouldn't that encourage them to move?