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Re: ObamaCare

Postby Night Strike on Wed Oct 23, 2013 10:02 pm

jj3044 wrote:
saxitoxin wrote:300,000 Floridians Losing Healthcare

Citing costs associated with the federal Affordable Care Act, Jacksonville-based Florida Blue is canceling 300,000 individual policies. Florida Blue, the state’s largest health insurer, says the move is to offset the new health care law’s requirement that things like mental health and substance abuse services be covered by individual and small market plans.

http://staugustine.com/news/florida-new ... -obamacare


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Another words, those plans they have to cancel are because they don't meet the minimum standards under new guidelines. These individuals will be able to purchase another plan through the exchange, or directly through Florida Blue if they so choose.

And before I hear "but Obama promised we could keep our plans"... that has nothing to do with the law itself. The purpose of the law is to give almost all Americans the opportunity to purchase high quality insurance that they can afford. Plans with annual or lifetime limits are not high-quality insurance plans, and did more harm than good.

fastposted!


In other words, "you're only allowed to buy the plan the government says you must have rather than the plan based on your own needs". Yep, that's a great solution to skyrocketing prices: demand even more useless treatments be covered.

And why was Obama making such promises if it had nothing to do with the law? Are you saying he only passed it by telling lies?

If the law gives everyone the opportunity to purchase high quality health insurance, why is its purchase mandatory? If it's truly high quality, people will buy it on their own. And plans that cost a few thousand dollars in premiums and other ten thousand dollars or more in deductibles doesn't count as "high quality".
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Re: ObamaCare

Postby jj3044 on Wed Oct 23, 2013 10:21 pm

Night Strike wrote:
jj3044 wrote:
saxitoxin wrote:300,000 Floridians Losing Healthcare

Citing costs associated with the federal Affordable Care Act, Jacksonville-based Florida Blue is canceling 300,000 individual policies. Florida Blue, the state’s largest health insurer, says the move is to offset the new health care law’s requirement that things like mental health and substance abuse services be covered by individual and small market plans.

http://staugustine.com/news/florida-new ... -obamacare


Image

Another words, those plans they have to cancel are because they don't meet the minimum standards under new guidelines. These individuals will be able to purchase another plan through the exchange, or directly through Florida Blue if they so choose.

And before I hear "but Obama promised we could keep our plans"... that has nothing to do with the law itself. The purpose of the law is to give almost all Americans the opportunity to purchase high quality insurance that they can afford. Plans with annual or lifetime limits are not high-quality insurance plans, and did more harm than good.

fastposted!


In other words, "you're only allowed to buy the plan the government says you must have rather than the plan based on your own needs". Yep, that's a great solution to skyrocketing prices: demand even more useless treatments be covered.

And why was Obama making such promises if it had nothing to do with the law? Are you saying he only passed it by telling lies?

If the law gives everyone the opportunity to purchase high quality health insurance, why is its purchase mandatory? If it's truly high quality, people will buy it on their own. And plans that cost a few thousand dollars in premiums and other ten thousand dollars or more in deductibles doesn't count as "high quality".

Not at all. I'm sure some of it was lip service, and some of it was that simply, back 3 years ago, they hadn't put the policies into place yet to know exactly how it would work. Listen, you may all think that I am pro-Obama, have blinders on, thinking that this is the best thing since sliced bread. I don't. I've always stated that it makes a lot of positive strides, but falls short in a lot of ways (even before the botched implementation of the web portal).

What I DO like is the fact that all Americans are required to hold a policy or pay a fine/penalty/tax (I could care less which term was/is used). I like it because then, I am not paying for the uninsured to get care through MY taxes. Also, the law does a lot around incenting providers to keep costs lower, and provide incentives for people to get preventive screenings, for example.

I'm just sick of the "waah waah waah the law sucks and the bad Democrats passed it so it must be evil". The law is here, and we have to deal with it. I prefer to look forward and continue to improve it, instead of bitching about something that is here to stay, and won't be repealed.

As a disclaimer, I'm not a Democrat.
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Re: ObamaCare

Postby Phatscotty on Wed Oct 23, 2013 10:21 pm

jj3044 wrote:
saxitoxin wrote:300,000 Floridians Losing Healthcare

Citing costs associated with the federal Affordable Care Act, Jacksonville-based Florida Blue is canceling 300,000 individual policies. Florida Blue, the state’s largest health insurer, says the move is to offset the new health care law’s requirement that things like mental health and substance abuse services be covered by individual and small market plans.

http://staugustine.com/news/florida-new ... -obamacare


Image

Another words, those plans they have to cancel are because they don't meet the minimum standards under new guidelines. These individuals will be able to purchase another plan through the exchange, or directly through Florida Blue if they so choose.

And before I hear "but Obama promised we could keep our plans"... that has nothing to do with the law itself. The purpose of the law is to give almost all Americans the opportunity to purchase high quality insurance that they can afford. Plans with annual or lifetime limits are not high-quality insurance plans, and did more harm than good.

fastposted!


So then, if you like your health insurance....too bad? someone else needs it more?
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Re: ObamaCare

Postby Phatscotty on Wed Oct 23, 2013 10:29 pm

jj3044 wrote:
Night Strike wrote:
jj3044 wrote:
saxitoxin wrote:300,000 Floridians Losing Healthcare

Citing costs associated with the federal Affordable Care Act, Jacksonville-based Florida Blue is canceling 300,000 individual policies. Florida Blue, the state’s largest health insurer, says the move is to offset the new health care law’s requirement that things like mental health and substance abuse services be covered by individual and small market plans.

http://staugustine.com/news/florida-new ... -obamacare


Image

Another words, those plans they have to cancel are because they don't meet the minimum standards under new guidelines. These individuals will be able to purchase another plan through the exchange, or directly through Florida Blue if they so choose.

And before I hear "but Obama promised we could keep our plans"... that has nothing to do with the law itself. The purpose of the law is to give almost all Americans the opportunity to purchase high quality insurance that they can afford. Plans with annual or lifetime limits are not high-quality insurance plans, and did more harm than good.

fastposted!


In other words, "you're only allowed to buy the plan the government says you must have rather than the plan based on your own needs". Yep, that's a great solution to skyrocketing prices: demand even more useless treatments be covered.

And why was Obama making such promises if it had nothing to do with the law? Are you saying he only passed it by telling lies?

If the law gives everyone the opportunity to purchase high quality health insurance, why is its purchase mandatory? If it's truly high quality, people will buy it on their own. And plans that cost a few thousand dollars in premiums and other ten thousand dollars or more in deductibles doesn't count as "high quality".

Not at all. I'm sure some of it was lip service, and some of it was that simply, back 3 years ago, they hadn't put the policies into place yet to know exactly how it would work. Listen, you may all think that I am pro-Obama, have blinders on, thinking that this is the best thing since sliced bread. I don't. I've always stated that it makes a lot of positive strides, but falls short in a lot of ways (even before the botched implementation of the web portal).

What I DO like is the fact that all Americans are required to hold a policy or pay a fine/penalty/tax (I could care less which term was/is used). I like it because then, I am not paying for the uninsured to get care through MY taxes. Also, the law does a lot around incenting providers to keep costs lower, and provide incentives for people to get preventive screenings, for example.

I'm just sick of the "waah waah waah the law sucks and the bad Democrats passed it so it must be evil". The law is here, and we have to deal with it. I prefer to look forward and continue to improve it, instead of bitching about something that is here to stay, and won't be repealed.

As a disclaimer, I'm not a Democrat.


lip service???

That is putting it awfully apologetic and defensive for a non-Democrat. Call a lie a lie, if you can't, I have a problem taking other things you say seriously. I hate to have to say that cuz I like reading your posts and I think we all get a different and unique perspective, but can you admit Obama and Democrats lied their asses off, rather than 'lip serivce'. If you don't think he lied, then that's another thing, but I think you are inadvertently defending Obama you agree with the results so much but don't want to admit the lies that got us to the result. Can you do that?

Do you think your whole concept there goes against the principles of Freedom? Why do you have so much faith in the government?
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Re: ObamaCare

Postby Metsfanmax on Wed Oct 23, 2013 10:31 pm

Phatscotty wrote:So yeah, I made sure to get the Obamacare supporters on paper a long time ago. I printed this out a few times, mainly for evidence to prove to the next generation that I tried to stop the spending and the Socialism, and am not responsible for robbing their opportunity and selling them down the river and guaranteeing 60-70-80% tax rates and burying them in debt and interest payments, and that not everybody believed the lies and to look back and see how the debate went.

This thread is my waiver when they come to hang anyone over 50 from the nearest lamp post


Yep, some print outs from Conquer Club will definitely save you from the lynch mob.
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Re: ObamaCare

Postby Phatscotty on Wed Oct 23, 2013 10:38 pm

Metsfanmax wrote:
Phatscotty wrote:So yeah, I made sure to get the Obamacare supporters on paper a long time ago. I printed this out a few times, mainly for evidence to prove to the next generation that I tried to stop the spending and the Socialism, and am not responsible for robbing their opportunity and selling them down the river and guaranteeing 60-70-80% tax rates and burying them in debt and interest payments, and that not everybody believed the lies and to look back and see how the debate went.

This thread is my waiver when they come to hang anyone over 50 from the nearest lamp post


Yep, some print outs from Conquer Club will definitely save you from the lynch mob.


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Re: ObamaCare

Postby BigBallinStalin on Wed Oct 23, 2013 10:41 pm

Metsfanmax wrote:
Phatscotty wrote:So yeah, I made sure to get the Obamacare supporters on paper a long time ago. I printed this out a few times, mainly for evidence to prove to the next generation that I tried to stop the spending and the Socialism, and am not responsible for robbing their opportunity and selling them down the river and guaranteeing 60-70-80% tax rates and burying them in debt and interest payments, and that not everybody believed the lies and to look back and see how the debate went.

This thread is my waiver when they come to hang anyone over 50 from the nearest lamp post


Yep, some print outs from Conquer Club will definitely save you from the lynch mob.


It's better than being the jackass who reinforced the cause of greater Leviathan--in accord with Phatscotty's imaginative scenario.
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Re: ObamaCare

Postby Phatscotty on Wed Oct 23, 2013 11:08 pm

Imagine the scenario where millions of American's lost their health insurance because of Obamacare, and then be forced by Obamacare to pay a penalty for not having insurance!

PEOPLE ARE GOING TO ABSOLUTELY FUCKING SNAP!
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Re: ObamaCare

Postby john9blue on Wed Oct 23, 2013 11:46 pm

Phatscotty wrote:On behalf of 1 million Americans, a special thanks to Obama voters, Gary Johnson voters, and people who stayed home because Romney is the exact same as Obama


you're welcome, scotty. glad to vote for an actual small-government candidate instead of the guy who invented obamacare in the first place.
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Re: ObamaCare

Postby Phatscotty on Wed Oct 23, 2013 11:54 pm

john9blue wrote:
Phatscotty wrote:On behalf of 1 million Americans, a special thanks to Obama voters, Gary Johnson voters, and people who stayed home because Romney is the exact same as Obama


you're welcome, scotty. glad to vote for an actual small-government candidate instead of the guy who invented obamacare in the first place.


Oh crap, I forgot you were one of those guys. Sorry

regardless of Romney, the real small government people in the House of Representatives would be able to move Romney much more easily than Obama. And Romney ran on repealing Obamacare. I think we could have. I have always made the case that it's very little about the executive, and very much about who will work better with Congress. We have a clear answer with Obama, which is 'not at all'

And I don't really have a problem at all with a state running a program like Romney care or Obamacare, I wish states would function moreso as laboratories for Democracy, but that is much different than a Federal program being imposed on all citizens. And Romney was a Massacuhsettes Republican who worked with a supermajortity Democrat Congress. I never understood how people expected him to shut the state down or become a dictator of the state and reject their legislature, it should be to Romney's credit, and a direct contradiction to the way Obama handled the shutdown with a majority Republican House.

Voting for Romney was most of all about voting against Obama and rejecting Democrat supermajority policies put into place 2009-2011, period. Now they are being permanently cemented
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Re: ObamaCare

Postby Phatscotty on Thu Oct 24, 2013 12:12 am

and I made a mistake earlier when I said the original estimate for OBamacare cost was 1,400,000,000,000.00

When scored by CBO, Obamacare was originally priced at 900 billion
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Re: ObamaCare

Postby saxitoxin on Thu Oct 24, 2013 12:21 am

Senate Democrats Abandoning SS Obama

A growing chorus of Senate Democrats are raising concerns about implementing the president's health care law on schedule as problems with the Healthcare.gov web site persist.

Democratic Sen. Joe Manchin of West Virginia is drafting a bill to delay the health insurance law's individual mandate for a year, his spokesman said Wednesday.

Manchin will appear Wednesday on Fox News' "The O'Reilly Factor" to discuss his proposal.

http://firstread.nbcnews.com/_news/2013 ... e-concerns


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Re: ObamaCare

Postby Phatscotty on Thu Oct 24, 2013 12:33 am

saxitoxin wrote:Senate Democrats Abandoning SS Obama

A growing chorus of Senate Democrats are raising concerns about implementing the president's health care law on schedule as problems with the Healthcare.gov web site persist.

Democratic Sen. Joe Manchin of West Virginia is drafting a bill to delay the health insurance law's individual mandate for a year, his spokesman said Wednesday.

Manchin will appear Wednesday on Fox News' "The O'Reilly Factor" to discuss his proposal.

http://firstread.nbcnews.com/_news/2013 ... e-concerns


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Isn't that exactly what the Republicans were asking for over the whole government shutdown thingy?
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Re: ObamaCare

Postby thegreekdog on Thu Oct 24, 2013 7:08 am

john9blue wrote:
Phatscotty wrote:On behalf of 1 million Americans, a special thanks to Obama voters, Gary Johnson voters, and people who stayed home because Romney is the exact same as Obama


you're welcome, scotty. glad to vote for an actual small-government candidate instead of the guy who invented obamacare in the first place.


You're welcome PS. Note Gary Johnson received approximately 1.3 million votes (or 0.99% of the popular vote). Believe it or not, this is up from 523,713 received by Bob Barr in 2008.
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Re: ObamaCare

Postby Night Strike on Thu Oct 24, 2013 9:39 am

jj3044 wrote:What I DO like is the fact that all Americans are required to hold a policy or pay a fine/penalty/tax (I could care less which term was/is used). I like it because then, I am not paying for the uninsured to get care through MY taxes. Also, the law does a lot around incenting providers to keep costs lower, and provide incentives for people to get preventive screenings, for example.


And what about all the people who have had affordable insurance but are now seeing their prices skyrocket or having their plans dumped all together? Why is this program so great when it harms 260,000,000 people in order to help 15,000,000 people? Don't forget, more than 80% of country already had health insurance before this law was passed. And now many of those same people are having their insurance prices skyrocket or their plans dumped altogether. If that's a solution, it's an extremely perverse one.

jj3044 wrote:I'm just sick of the "waah waah waah the law sucks and the bad Democrats passed it so it must be evil". The law is here, and we have to deal with it. I prefer to look forward and continue to improve it, instead of bitching about something that is here to stay, and won't be repealed.


The law IS evil, no matter who passed it. And we deal with bad laws by working to get rid of them, not settling on having them.

jj3044 wrote:As a disclaimer, I'm not a Democrat.


You're still a progressive, regardless of whether or not you consider yourself a Democrat.
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Re: ObamaCare

Postby jj3044 on Thu Oct 24, 2013 6:05 pm

Phatscotty wrote:
jj3044 wrote:
Night Strike wrote:
jj3044 wrote:
saxitoxin wrote:300,000 Floridians Losing Healthcare

Citing costs associated with the federal Affordable Care Act, Jacksonville-based Florida Blue is canceling 300,000 individual policies. Florida Blue, the state’s largest health insurer, says the move is to offset the new health care law’s requirement that things like mental health and substance abuse services be covered by individual and small market plans.

http://staugustine.com/news/florida-new ... -obamacare


Image

Another words, those plans they have to cancel are because they don't meet the minimum standards under new guidelines. These individuals will be able to purchase another plan through the exchange, or directly through Florida Blue if they so choose.

And before I hear "but Obama promised we could keep our plans"... that has nothing to do with the law itself. The purpose of the law is to give almost all Americans the opportunity to purchase high quality insurance that they can afford. Plans with annual or lifetime limits are not high-quality insurance plans, and did more harm than good.

fastposted!


In other words, "you're only allowed to buy the plan the government says you must have rather than the plan based on your own needs". Yep, that's a great solution to skyrocketing prices: demand even more useless treatments be covered.

And why was Obama making such promises if it had nothing to do with the law? Are you saying he only passed it by telling lies?

If the law gives everyone the opportunity to purchase high quality health insurance, why is its purchase mandatory? If it's truly high quality, people will buy it on their own. And plans that cost a few thousand dollars in premiums and other ten thousand dollars or more in deductibles doesn't count as "high quality".

Not at all. I'm sure some of it was lip service, and some of it was that simply, back 3 years ago, they hadn't put the policies into place yet to know exactly how it would work. Listen, you may all think that I am pro-Obama, have blinders on, thinking that this is the best thing since sliced bread. I don't. I've always stated that it makes a lot of positive strides, but falls short in a lot of ways (even before the botched implementation of the web portal).

What I DO like is the fact that all Americans are required to hold a policy or pay a fine/penalty/tax (I could care less which term was/is used). I like it because then, I am not paying for the uninsured to get care through MY taxes. Also, the law does a lot around incenting providers to keep costs lower, and provide incentives for people to get preventive screenings, for example.

I'm just sick of the "waah waah waah the law sucks and the bad Democrats passed it so it must be evil". The law is here, and we have to deal with it. I prefer to look forward and continue to improve it, instead of bitching about something that is here to stay, and won't be repealed.

As a disclaimer, I'm not a Democrat.


lip service???

That is putting it awfully apologetic and defensive for a non-Democrat. Call a lie a lie, if you can't, I have a problem taking other things you say seriously. I hate to have to say that cuz I like reading your posts and I think we all get a different and unique perspective, but can you admit Obama and Democrats lied their asses off, rather than 'lip serivce'. If you don't think he lied, then that's another thing, but I think you are inadvertently defending Obama you agree with the results so much but don't want to admit the lies that got us to the result. Can you do that?

Do you think your whole concept there goes against the principles of Freedom? Why do you have so much faith in the government?

Lip service, to me, means talking about something you don't know about and/or making promises that you absolutely can't keep. Is he a liar? Probably, but so is every other politician. I see no distinction between Obama, and most other politicians that do what they can to maintain power.

I don't have that much faith in the government to do a great job, but I DO like the general direction of the ACA. As I stated before, I wish that all of the states decided to run their own exchanges, the implementation would have been much smoother, as the states would have done a much better job (as is evidenced by the states that DO have working exchanges).

As for freedom, I don't see how mandating that everyone participate in health insurance when they WILL use the system at some point violates our freedom at all... how about my freedom to NOT pay for a broken system and those that want to take advantage of that system?
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Re: ObamaCare

Postby patches70 on Thu Oct 24, 2013 6:15 pm

So, jj, are you advocating the end of Medicare and Medicaid? It appears that you are.
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Re: ObamaCare

Postby jj3044 on Thu Oct 24, 2013 6:40 pm

patches70 wrote:So, jj, are you advocating the end of Medicare and Medicaid? It appears that you are.

No, but both programs need massive reforms that neither side has the stones to tackle. It isn't all or nothing... government has a place, I just wish that the clowns that run it didn't put their own self-interest ahead of the people all the time.
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Re: ObamaCare

Postby Nobunaga on Thu Oct 24, 2013 8:08 pm

I'm not a Hannity fan, really, but he made a classy move today.

He spoke to a woman, I guess t was yesterday (?) on the phone who's job it was to help callers navigate through Healthcare.org. She agreed to speak with Hannity, knowing she was on the radio, etc... She was fired the next day.

So I'm driving home from work today and Hannity's on the radio talking to this lady. He said he felt bad for causing her to lose her job, so he's giving her $26,000 and set up an e-mail for potential employers to call so as to hire the woman.

That was a very nice thing to do.
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Re: ObamaCare

Postby patches70 on Thu Oct 24, 2013 8:17 pm

jj3044 wrote:
patches70 wrote:So, jj, are you advocating the end of Medicare and Medicaid? It appears that you are.

No, but both programs need massive reforms that neither side has the stones to tackle. It isn't all or nothing... government has a place, I just wish that the clowns that run it didn't put their own self-interest ahead of the people all the time.



I was just asking because I'm pretty sure it was you who said something to the effect of- "I'm tired of paying <through taxes> for medical costs of uninsured people".

The government doesn't pay those costs. They pay for Medicare and Medicaid (along with State governments), so those are definitely tax payer money going to paying for medical costs.

But being as Medicare is for the old who are unisurable through private insurance due to age and medical conditions (which is just how it is, as we get older we incurr greater and greater medical costs) and Medicaid for poor people who can't afford health insurance through private companies.

Neither of which I really have any major hang ups about. Something is wrong with a society that doesn't take care of it's elderly citizens and poor. Granted, both programs are state/federal programs and often times it puts a major burden on States, unfunded mandates/liabilities and such, but there is something else working against the system as well, which I'm not going to get into ATM.

If some guy goes to the hospital, has no insurance, Medicaid or Medicare and can't pay the bill, the government isn't on the hook for that. The guy is, it's a problem for him and the hospital. The hospital can garnish his wages to pay the bill and other such legal measures and the guy can always declare bankruptcy and get the medical bills wiped.

So who really pays such bills is people who do have insurance and can pay. They have to pay more money.

So with that being understood, ACA wants everyone to participate in getting private insurance. That's the crux of the plan, everyone has to participate. If everyone has insurance then all the bills get paid then supposedly leading to no further increases or less increases in cost because hospitals don't have to eat any more unable to pay patients.

That's all fine and dandy, but there are still quite a few problems. Since you said you like the "direction" the ACA is leading, then I have to ask some questions-

1. If everyone has private insurance and is mandated by law to have it, then what need is there for Medicare and Medicaid anymore?

2. There is still the problem of the uninsurable, which at the stroke of the legislative pen have been made insurable. Those costs that are sure to be accumulated must be passed on to everyone else. That is the healthy pay for the sick. The young will be paying for the elderly and the young bear the greater cost. How is this any different or better than pre-ACA?
At least with the pre ACA the uninsurable could get on government programs at rates negotiated lower through the government. They are kept separate from the private sector who get actual fair premiums, or more fair than what the ACA offers.

3. If you are sick of having your tax dollars going to supposedly pay for the uninsured (which is a misrepresentation of sorts by you BTW*), then what about the poor who no matter what "deal" can be had on the government insurance markets can afford any type of premium at all, what about them? Just keep them on Medicaid which is exactly what you are supposedly sick of, the uninsured having their medical bills paid with taxpayer money.

4. Correct me if I am wrong, is it safe to say that you would prefer a single payer system over this abomination of legislation? If so, please explain how you would like to see that set up, if you would indulge me and forgive me if somewhere within this massive thread you have already done so, just point me to the post in that case.

5. Looking back just a little bit, if you actually mean this-
JJ wrote:Lip service, to me, means talking about something you don't know about and/or making promises that you absolutely can't keep. Is he a liar? Probably, but so is every other politician. I see no distinction between Obama, and most other politicians that do what they can to maintain power.

and it appears to me that through what I've seen of your posts in this thread, you've cited the supposed benefits from the ACA. These benefits as claimed by the very people who are liars. Why would you put any stock into such figures or promises? Is it that politicians may lie but so long as they are telling you lies you like to hear is ok?

I mean, to me I agree, politicians are liars and I trust them about as far as I can throw them. This includes those politician's political appointees who have a vested interest to go ahead and keep feeding the lies. The CBO is a classic example of an agency who just can't be trusted or taken seriously when they give their estimates because they are always so wrong. Especially when we look at how they actually calculate their estimates we can see exactly why they are so wrong so often.

When a Sebelius or even a Mr Obama comes out saying this praise and that praise citing this estimate and that estimate, knowing that they are certainly liars, why one wouldn't immediately say "Hold on a second" and just roll their eyes at them and their bullshit?
I'm not saying that their political opponents aren't spouting their own lines of bullshit, they certainly are as well.
I'm just curious as to your faith in this legislation which was passed half assed and by known liars.

But the real problems aren't even addressed in the slightest as to the rising health care costs. And those rising costs are predictable consequences of several factors, and the top of the list is not the uninsured. The absolute top of the list is monetary policy and the devaluing of our currency. The very currency which is used to pay for these medical procedures. When we devalue the very thing we use to pay for these very things (which by your own admission we all must use at one point or another) then the costs will keep on rising no matter what, so long as the monetary policies that cause the inflation continue.

But yes, there are certainly other things contributing to the rising costs, and all of which are just more icing on the already well frosted cake. Why monetary policy is so important is because even if you had the perfect system where everyone was insured somehow as what may be considered "affordable", it would so very soon get out of balance quickly as we continue to steal future wealth to pay for today's consumption and costs will keep on rising faster than people can afford to pay.

And since the politicians ignore this facet, and people remain mostly ignorant or oblivious to how money works, all our plans, promises and best intentions will continue to fail, cause more harm than good and eventually just collapse. And we will keep scratching our heads and wondering "How come these ideas aren't working like they are supposed to?"

As it always is with things built on foundations of sand.

*granted some tax money is lost as bills written off are likely tax deductible by hospitals leading to a slightly lower tax bill by the hospital, but that comes out to mere pennies on the dollar. For example for every $1,000 in lost payments the hospital can get a $10 tax break, I have no idea what the actual tax breaks would be, but that's pretty much how that usually works
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Re: ObamaCare

Postby muy_thaiguy on Thu Oct 24, 2013 8:33 pm

Just to throw this out there:

I can't really say anything against it, as before I was stuck with an insurance that forced me to have to attend classes in order to keep it, it did not pay for prescriptions, and for physical therapy, it only paid $750 a year. And for someone that has had 5 knee surgeries and has meniere's disease, that goes pretty quickly. And before this went into effect, I tried applying to a different insurance, but was rejected because of my knees. Now, I'm getting an insuraunce that covers prescriptions, better deal for physical therapy, and no requirement to have to be taking classes.

So say what you will, but for some people, it actually does open the door to getting decent health insuraunce.
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Re: ObamaCare

Postby jj3044 on Thu Oct 24, 2013 9:55 pm

Well written post. I'll respond in red below:
patches70 wrote:
jj3044 wrote:
patches70 wrote:So, jj, are you advocating the end of Medicare and Medicaid? It appears that you are.

No, but both programs need massive reforms that neither side has the stones to tackle. It isn't all or nothing... government has a place, I just wish that the clowns that run it didn't put their own self-interest ahead of the people all the time.



I was just asking because I'm pretty sure it was you who said something to the effect of- "I'm tired of paying <through taxes> for medical costs of uninsured people".

The government doesn't pay those costs. They pay for Medicare and Medicaid (along with State governments), so those are definitely tax payer money going to paying for medical costs. The federal government does contribute towards hospital uncompensated care. This is what I was talking about.

But being as Medicare is for the old who are unisurable through private insurance due to age and medical conditions (which is just how it is, as we get older we incurr greater and greater medical costs) and Medicaid for poor people who can't afford health insurance through private companies.

Neither of which I really have any major hang ups about. Something is wrong with a society that doesn't take care of it's elderly citizens and poor. Granted, both programs are state/federal programs and often times it puts a major burden on States, unfunded mandates/liabilities and such, but there is something else working against the system as well, which I'm not going to get into ATM. I agree that these programs are needed.

If some guy goes to the hospital, has no insurance, Medicaid or Medicare and can't pay the bill, the government isn't on the hook for that. The guy is, it's a problem for him and the hospital. The hospital can garnish his wages to pay the bill and other such legal measures and the guy can always declare bankruptcy and get the medical bills wiped. About 50% of charity care and uncompensated care is paid for by the federal government. http://kaiserfamilyfoundation.files.wor ... rance1.pdf

So who really pays such bills is people who do have insurance and can pay. They have to pay more money. You are correct that aside from taxes, those of us with insurance ALSO see higher premiums because of the missing revenue from the hospitals.

So with that being understood, ACA wants everyone to participate in getting private insurance. That's the crux of the plan, everyone has to participate. If everyone has insurance then all the bills get paid then supposedly leading to no further increases or less increases in cost because hospitals don't have to eat any more unable to pay patients.

That's all fine and dandy, but there are still quite a few problems. Since you said you like the "direction" the ACA is leading, then I have to ask some questions-

1. If everyone has private insurance and is mandated by law to have it, then what need is there for Medicare and Medicaid anymore? There will still be a need, for the reasons you mentioned above.

2. There is still the problem of the uninsurable, which at the stroke of the legislative pen have been made insurable. Those costs that are sure to be accumulated must be passed on to everyone else. That is the healthy pay for the sick. The young will be paying for the elderly and the young bear the greater cost. How is this any different or better than pre-ACA?
At least with the pre ACA the uninsurable could get on government programs at rates negotiated lower through the government. They are kept separate from the private sector who get actual fair premiums, or more fair than what the ACA offers. Before the ACA, if you had a pre-existing condition, it was very difficult to get coverage. The coverage that you could get was most likely a bare bones plan that didn't fit your needs, or was really, really expensive. Now with the ACA individuals aren't DISCRIMINATED against because they have a pre-existing condition. It is true that younger individuals may end up paying slightly more for coverage under the ACA, but on the other hand, the older population will actually end up paying slightly less. Over time, as the young get older, they will benefit from the lower premiums.

3. If you are sick of having your tax dollars going to supposedly pay for the uninsured (which is a misrepresentation of sorts by you BTW*), then what about the poor who no matter what "deal" can be had on the government insurance markets can afford any type of premium at all, what about them? Just keep them on Medicaid which is exactly what you are supposedly sick of, the uninsured having their medical bills paid with taxpayer money. One of the reasons that Medicaid needs to be reformed (along with most social service programs), is that the way they are designed, it is VERY hard to get out of it, and there is little incentive to do so. This is one of the many areas that I believe could be improved.

4. Correct me if I am wrong, is it safe to say that you would prefer a single payer system over this abomination of legislation? If so, please explain how you would like to see that set up, if you would indulge me and forgive me if somewhere within this massive thread you have already done so, just point me to the post in that case. To be honest, I'm not sure if I would prefer a single payer system over the ACA. Since the ACA has only just been implemented, we have a while to go before we can determine any outcomes.

5. Looking back just a little bit, if you actually mean this-
JJ wrote:Lip service, to me, means talking about something you don't know about and/or making promises that you absolutely can't keep. Is he a liar? Probably, but so is every other politician. I see no distinction between Obama, and most other politicians that do what they can to maintain power.

and it appears to me that through what I've seen of your posts in this thread, you've cited the supposed benefits from the ACA. These benefits as claimed by the very people who are liars. Why would you put any stock into such figures or promises? Is it that politicians may lie but so long as they are telling you lies you like to hear is ok? I'm not taking what they SAY is happening. I work in healthcare, and I am going with what I am SEEING is happening on the ground floor in response to the ACA. Things like payment reform (changing to more performance-based contracts instead of fee-for-service) and enhanced emphasis on preventive care to name a few. It's not all sunshine and roses, and the costs in the near term WILL be higher. However, based on the initiatives that I am seeing, if they are run well and help support a truly coordinated system, this thing could actually work to moderate costs in the long run.

I mean, to me I agree, politicians are liars and I trust them about as far as I can throw them. This includes those politician's political appointees who have a vested interest to go ahead and keep feeding the lies. The CBO is a classic example of an agency who just can't be trusted or taken seriously when they give their estimates because they are always so wrong. Especially when we look at how they actually calculate their estimates we can see exactly why they are so wrong so often.

When a Sebelius or even a Mr Obama comes out saying this praise and that praise citing this estimate and that estimate, knowing that they are certainly liars, why one wouldn't immediately say "Hold on a second" and just roll their eyes at them and their bullshit?
I'm not saying that their political opponents aren't spouting their own lines of bullshit, they certainly are as well.
I'm just curious as to your faith in this legislation which was passed half assed and by known liars. As stated before, I am going by what I have seen implemented (on the state level) thus far due to the ACA.

But the real problems aren't even addressed in the slightest as to the rising health care costs. And those rising costs are predictable consequences of several factors, and the top of the list is not the uninsured. The absolute top of the list is monetary policy and the devaluing of our currency. The very currency which is used to pay for these medical procedures. When we devalue the very thing we use to pay for these very things (which by your own admission we all must use at one point or another) then the costs will keep on rising no matter what, so long as the monetary policies that cause the inflation continue. I completely agree with you here.

But yes, there are certainly other things contributing to the rising costs, and all of which are just more icing on the already well frosted cake. Why monetary policy is so important is because even if you had the perfect system where everyone was insured somehow as what may be considered "affordable", it would so very soon get out of balance quickly as we continue to steal future wealth to pay for today's consumption and costs will keep on rising faster than people can afford to pay.

And since the politicians ignore this facet, and people remain mostly ignorant or oblivious to how money works, all our plans, promises and best intentions will continue to fail, cause more harm than good and eventually just collapse. And we will keep scratching our heads and wondering "How come these ideas aren't working like they are supposed to?"

As it always is with things built on foundations of sand.

*granted some tax money is lost as bills written off are likely tax deductible by hospitals leading to a slightly lower tax bill by the hospital, but that comes out to mere pennies on the dollar. For example for every $1,000 in lost payments the hospital can get a $10 tax break, I have no idea what the actual tax breaks would be, but that's pretty much how that usually works
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Re: ObamaCare

Postby saxitoxin on Thu Oct 24, 2013 11:54 pm

Nobunaga wrote:I'm not a Hannity fan, really, but he made a classy move today.

He spoke to a woman, I guess t was yesterday (?) on the phone who's job it was to help callers navigate through Healthcare.org. She agreed to speak with Hannity, knowing she was on the radio, etc... She was fired the next day.

So I'm driving home from work today and Hannity's on the radio talking to this lady. He said he felt bad for causing her to lose her job, so he's giving her $26,000 and set up an e-mail for potential employers to call so as to hire the woman.

That was a very nice thing to do.


That was pretty classy; I bing-dot-commed it after you posted this and they have the audio here -
http://www.realclearpolitics.com/video/ ... alary.html

That was pretty reprehensible of Barack Obama to fire this working mother.

That said, the woman said she was working at the Wafflehouse before Barack Obama hired her to answer the important health and medical questions Americans have. No wonder healthcare.gov doesn't work - who'd he hire to design it, the Best Buy Geek Squad? This is government by amateurs.
Last edited by saxitoxin on Thu Oct 24, 2013 11:58 pm, edited 1 time in total.
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